This website is provided for general informational purposes only and does not constitute insurance advice, a quote, an offer of coverage, or a binding enrollment. Information here is not a substitute for guidance from a licensed insurance professional based on your specific situation.

Insurance products described on this website are not available in every state, county, or to every consumer. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Plan availability, benefits, eligibility, and costs vary by carrier, product, and location.

Eligibility for Medicare and related insurance products depends on factors including your age, location, enrollment status, and individual circumstances. Nothing on this website guarantees that you are eligible for any specific product or plan.

Insurance products are issued by private insurance companies under their own terms, conditions, and contracts. Ocean Health Solutions is an independent insurance agency and is not an insurance carrier. The terms of any insurance product you purchase are governed by the issuing carrier's policy documents, which control in the event of any conflict with information on this website.

We do not guarantee the availability of any particular plan, benefit, premium, or product. Plan availability and terms may change, and enrollment in any plan is subject to carrier approval and applicable eligibility rules.

You agree to use this website lawfully and not to misuse, disrupt, or attempt to gain unauthorized access to it. We may modify or discontinue any part of this website at any time without notice.

The content on this website, including text, graphics, logos, and design, is owned by or licensed to Ocean Health Solutions and is protected by applicable intellectual property laws. You may not copy, reproduce, or distribute our content without our permission, except as permitted by law.

This website may contain links to third-party websites. We do not control and are not responsible for the content or practices of those websites. Accessing third-party links is at your own risk.

To the fullest extent permitted by law, Ocean Health Solutions and its representatives are not liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or reliance on information provided here. This website is provided "as is" without warranties of any kind.

Ocean Health Solutions is an independent insurance agency and is not affiliated with or endorsed by the U.S. government or the federal Medicare program. We are not Medicare, CMS, Social Security, or any government agency.

We may update these Terms & Conditions from time to time. Changes will be posted on this page with an updated revision date. Your continued use of the website constitutes acceptance of the updated terms.

• You receive text messages only after providing consent through an approved opt-in method.
• Messages may include appointment, service, insurance inquiry, follow-up, account, onboarding, or marketing communications depending on the consent you provided.
• Message frequency may vary.
• Message and data rates may apply.
• Reply STOP to opt out of text messages.
• Reply HELP for assistance.
• Opting out of SMS does not necessarily cancel other services or communications.
• Consent to receive marketing text messages is not a condition of purchasing any product or service.
• Wireless carrier delivery is not guaranteed.
• Ocean Health Solutions is responsible for its own messaging practices.

For details about how we handle SMS information, see our Privacy Policy.

If you have questions about these Terms & Conditions, please contact us:

Ocean Health Solutions Inc.
Phone: 205-894-9226
Email: oceanhealthsolutions@gmail.com
Website: oceanhealthagency.com